Forensic risk intelligence for every loan application.
Four layers that work together, from the moment an applicant opens your app to the decision your team signs off.
Device intelligence
Know the device before you trust the applicant.
- Persistent device fingerprinting across sessions and reinstalls
- Detection of tampered, emulated, cloned and remotely controlled environments
- Recognition of devices that come back under a different name
Behavioural biometrics
How someone applies says as much as what they enter.
- Passive: no extra steps, prompts or permissions for the applicant
- Separates genuine borrowers from scripts, bots and device farms
- Flags applications that don't behave like the person on the documents
Forensic evidence
Every decision you make can be explained and defended.
- A sealed, tamper-evident evidence record for every application
- Clear reasons behind every score, in language your team can use
- Ready for internal audit, regulators and disputes
Risk decisioning
One score, one recommendation, for every application.
- Every signal fused into a single explainable risk score
- Fits your existing approve, refer and decline policy
- Starts in shadow mode and goes live when you are ready
Proof first. Then production.
- 01
Discovery
A working session with your risk and product teams: your journey, your fraud patterns, what you measure today.
- 02
Shadow pilot
Rimor runs silently next to your current process on live applications. Nothing changes for applicants or approvals.
- 03
Go live
We review the results together on your own book. You decide if, where and how Rimor joins your decisions.
What lenders ask us first.
What does integration involve?
A single, lightweight integration into your Android app. It doesn't change your applicant journey, and we work alongside your team until it is running.
Will applicants notice anything?
No. There are no extra steps, prompts or invasive permissions. Rimor works in the background, after the applicant has given consent.
Is it safe for a personal loan app on Google Play?
Yes. Rimor is designed around Google Play's personal loan app policy and never touches SMS, call logs, contacts, photos or location.
Where is our data kept?
In India, and nowhere else. It is encrypted in transit and at rest, kept only as long as agreed, and deleted on schedule.
What does a shadow pilot risk?
Nothing on your current approvals. Rimor observes and scores in parallel, and you see the results before anything goes live.
How is Rimor priced?
It depends on your volume and the scope of the pilot. Book a demo and we'll put a proposal in writing.
See it on a real application.
Thirty minutes with the founders, and a written plan for a shadow pilot on your book.